Mortgage Loan Officer

431198BR Sales & Business Development New York, NY January 26, 2024 Hours 40 Pay Range $11.
54 – $20.
00/hr depending on established local minimum wage plus commission Job Details The Mortgage Loan Officer sells and originates residential mortgage loans to sales goals.
Takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans.
Job Requirements Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources.
Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs.
Guides Customers through the mortgage application process.
Explains information required and other aspects of the loan process to Customers.
Ensures applications are completed accurately and contain required information and supporting documentation.
Manages Customers’ expectations regarding processing times and closing dates.
Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines.
Generates referrals for mortgage sales opportunities and sales of other Company business line products.
Develops plan to achieve sales goals with assistance from sales management.
Must be eligible for employment under regulatory standards applicable to the position.
Qualifications Bachelor’s degree or progressive work experience in addition to experience below.
2‐4 Years of mortgage origination experience.
Proven Sales ability.
Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines.
Maintains the highest level of sales ability and negotiation skills.
Self‐directed, ability to plan own activities to achieve sales goals.
Strong time management skills.
Excellent communication skills, both verbal and written.
PC skills, including ability to learn mortgage origination and automated underwriting systems.
Company Overview Our Values At TD, we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and behaviors.
In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care.
No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career, and be part of our caring and inclusive culture.
Making Your Well-being a Priority A caring and supportive culture that promotes colleague well-being is core to who we are.
At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars — physical, financial, social and mental/emotional.
In addition, we champion a safe and inclusive work environment, so colleagues feel a sense of belonging and feel supported in their personal and professional growth.
Through our focus on well-being, we know that we can help our colleagues thrive, contribute to our culture of care, and support better business outcomes, because when colleagues feel their best, they’re more likely to do their best.
Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals.
Total Rewards at TD includes base salary and variable compensation/incentive awards (e.
g.
, eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
How We Work At TD, we believe in-person connections fuel collaboration and collective creativity.
Our workplace experience empowers colleagues to do great work side-by-side at TD locations, while offering flexibility to work remotely where it makes sense for the work and team.
Our teams work in one of three workplace models: hybrid, onsite and primarily remote.
Wherever our colleagues are working, they’ll always have access to the TD community to experience our culture of care.
Who We Are TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches/stores.
Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world.
More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support.
We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing.
As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking.
Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential.
Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals.
As an organization, we keep growing – and so will you.
Inclusiveness Our Commitment to Diversity, Equity, and Inclusion At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported.
We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.
EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.
Accommodation If you are a candidate with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.
com.
Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.
How We’re Helping Make an Impact in Communities TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future.
That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative.
Under the TD Ready Commitment, we are targeting a total of $1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health.
It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.
We look forward to hearing from you!